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Budget Manager
Personal finance for a multi-currency life

A notebook for your money

Finally, one place that shows how much you actually have — in the currency you choose, at the NBU rate. Jot it down in 5 seconds, sort it out in the evening.

₴ hryvnia € euro zł zloty $ dollar
menedzher-byudzhetu.app
Dashboard: capital of 69,328 UAH across currencies, account balances, a spending ring, a plan with spending pace and recent cross-currency operations
€ 1 = 47,82 ₴ $ 1 = 44,81 ₴ zł 1 = 11,24 ₴ £ 1 = 56,30 ₴ CHF 1 = 50,11 ₴ CZK 1 = 1,93 ₴

Sound familiar?

You roughly know how much you have. But exactly — never.

Euros landed on Wise. Zloty stayed in a Polish bank. Hryvnia — on monobank. And every time you want to know «how much do we have» you have to open several apps and do some math in your head.

Budget Manager is one place for all of it. Manual entry is not an inconvenience. It is the feeling of being on top of things — instead of an app doing it for you.

Popular tools don't quite fit the Ukrainian reality:

  • Excel — flexible, but lifeless: no currencies, no rates, no phone.
  • Notion — nice, but it is not a financial tool.
  • A foreign tracker — no hryvnia, no NBU rate, no Ukrainian reality.
→ One honest picture instead of three you never reconcile.

Why it helps

More than a plain expense tracker

Built for life between currencies: hryvnia, euro, zloty and dollar together, at the current rate.

Capital in each currency

How much you really have: per currency and in a hryvnia equivalent. A whole picture of capital, not a number in monopoly money.

Hryvnia 38 520,00 ₴
Euro 415,00 ≈ 19 845 ₴
Zloty 390,00 ≈ 4 384 ₴
$ Dollar 100,00 ≈ 4 481 ₴
Capital ≈ 67 230 ₴

The official rate, not a market one

Every amount is converted at the official central-bank rate actually used in the country — the NBU rate for Ukraine — not a market or Google rate.

The rate at purchase — forever

Bought dollars at 41 — it records 41, not today’s rate. You always know how much you really paid.

Record now — sort it out later

Spent money — record it now, set the category later. Nobody will nag or shame you.

Plans — if you want. Fine without them too.

Want to plan spending — there are handy plans. Don’t want to — just record. The app never forces you to live on a budget.

Your data is yours

Your data is only yours. Export everything in one click or delete your account entirely. No questions asked.

How it works

Jot it down on the go — sort it out in the evening

No need to file everything neatly right away. The main thing is not to lose it.

  1. Quick capture on your phone

    Even one-handed in the dark at 23:47 — a few taps and the operation is saved. No mandatory category, no rush.

  2. Sorting over coffee

    Sat down at the laptop — set categories, looked at where you spent more, compared with last month. No rush, when you’re in the mood.

  3. An honest Friday picture

    Friday evening, coffee, laptop. You open it — and in a couple of minutes you know how the week went. Not because you have to, but because it became a habit.

What it looks like

Real screens from the app

No drawn mockups — these are real screens.

Plans page with spending-pace progress for active plans
Plans with pace — how far you are within intent
Transactions journal with filters and Inbox as a saved view
Journal and Inbox — a fully-fledged «third lane»
Cross-currency operation detail: 100 USD, transaction rate 44.8144 and ≈ 4,481 UAH
Cross-currency operation — transaction rate and hryvnia amount

Just as convenient — from your phone

The same product in your pocket: record an operation in 5 seconds, glance at the picture anytime.

Mobile dashboard: capital 69,328 UAH, a spending ring and categories
Dashboard — capital and spending at hand
Mobile journal: operations as cards by date and the Inbox
Journal — operations as cards, with the Inbox
Mobile plans: a monthly plan with spending-pace progress
Plans with pace — the monthly budget

Who already uses it

Built for myself — tested on myself

I was tired of keeping money in my head and switching between two apps. I wanted one place — simple, nothing extra. Built it for myself. Now I can’t imagine being without it.
Oleksandr Developer · uses it daily
Simple and informative. Recording an expense takes a second, and you immediately see the whole picture. Nothing extra.
Arina The first and most honest tester 😊

Questions & answers

The essentials, briefly

How do I get access?

Access opens via a link — click «Try it for free» and you land straight in the app.

Is it paid?

No. For the close circle — free, with no hidden terms.

Do I have to connect a bank account?

No. The app has no access to your accounts — you enter expenses and income manually. It is a deliberate choice: you know every operation because you recorded it yourself.

Where is my data stored?

In the cloud, on a secure server in Frankfurt (eu-central-1). The data belongs only to you — it is never shared with third parties. You can export or delete your account anytime.

Is there a mobile app?

It is a web app adapted for the mobile browser. Open it on your phone — and it looks and behaves like a native one: handy to record one-handed on the go.

Can I run a budget together with a partner?

For now everyone runs their own budget separately. A shared family budget is planned and is one of the next steps on the roadmap.

Ready to see the honest picture?

Built by one person for their family. Not a startup, not an ad. The core features — free forever. If this idea resonates with you — give it a try.